Credit Cards Banking Mortgages Student Loans Personal Loans Auto Insurance Life Insurance Taxes Your Money The best CD rates on the market for July We analyzed more than 300 data points to find the best CD accounts and CD rates available today. See our top picks based on APYs, fees, and more. How much money should you keep in your checking account? The answer might surprise you. Here’s how much you should really keep in a checking account. Best business credit cards for July Our picks for the best credit cards for business include the Chase Ink Business Cash and Amex Blue Business Plus Card. When will the housing market crash again? Here's what experts say. The current housing market is different from the one that led to the 2008 housing crash. Here's a look at 2024 and 2025. The 10 best high-yield savings accounts for July See our top picks based on interest rates, fees, and more. How to request a lower credit card minimum payment The best way to work out a lower minimum payment is to contact your issuer directly. Here’s how, and the risks you should know. Calculators and Tools Mortgage payment calculator Estimate your monthly payments and see how much goes toward the principal amount, interest, taxes, and insurance with the mortgage calculator. How much house can I afford? Run the calculations to determine which type of mortgage you might qualify for and how much house you can afford. Watch Now - Personal Finance What's driving higher auto insurance costs Car insurance prices have surged by over 19% year-over-year, according to the Bureau of Labor Statistics, putting additional financial pressure on drivers. To help navigate this landscape, Bankrate Analyst Shannon Martin joins Wealth! to share advice on how to shop for car insurance and save money. Martin identifies several factors contributing to the rise in insurance costs post-pandemic, including extreme weather risks, a rise in car crash incidents, and higher motor vehicle repair costs as key drivers of the price surge. While she encourages individuals to shop around for the best rates, Martin cautions that "you might not save as much now as you would in the past few years." "My best advice for anyone who's even thinking about purchasing a car is start with your insurance budget first," she tells Yahoo Finance. She recommends obtaining VIN numbers from different dealerships and getting quotes from insurance agents about the exact car you want before purchasing. For more expert insight and the latest market action, click here to watch this full episode of Wealth! This post was written by Angel Smith 05:09 What's most important for workers when a company goes public 24:02 The star athlete and family success: Financial Freestyle 01:47 Dear Mac: How do I get into the real estate market? 04:59 Gen Z is saving more via 'loud budgeting' trend. What is it? Editor's Picks The best business credit cards Our picks for the best credit cards for business include the Chase Ink Business Cash and Amex Blue Business Plus Card. The best credit cards for vacations Before leaving on vacation, use this guide to secure the right card for saving on travel expenses. The best CD rates on the market We analyzed more than 300 data points to find the best CD accounts and CD rates available today. See our top picks based on APYs, fees, and more. Is this a good time to buy a house? It's rarely easy to buy a home. And if you can find a house you love, the question becomes: Is now a good time to buy? The 10 best high-yield savings accounts We analyzed nearly 300 data points to find the best high-yield savings accounts available today. See our top picks based on interest rates, fees, and more. The best travel credit cards Here are some of the top travel credit cards available right now, whether you’re looking for everyday rewards or luxury benefits. The best personal loan rates The best personal loan lenders offer borrowers the lowest rates and issue funds quickly. Here's how to find the best personal loans to meet your financial goals. The 10 best money market accounts We analyzed more than 100 data points to find the best money market accounts available today. See our top picks based on interest rates, fees, and more. Tips for getting cheap car insurance No one wants to pay more than necessary for car insurance. Here are ways to lower your bill or find cheaper coverage. Best credit card sign-up bonuses A great welcome bonus adds a big boost to your first-year credit card rewards. Get started with our top picks today. The best credit cards for cruises Ready to set sail? Make sure you have one of these best credit cards for booking cruises in your wallet first. The best credit cards for wedding expenses Whether you’re going all-out for a destination wedding or having a small ceremony near home, these credit cards can help you save money on your nuptials. Mortgage refinance: How to get started If you want to refinance your mortgage, here's everything you need to get started. Learn whether refinancing is a good decision right now. The best credit cards Whether you’re looking for your first or fifth credit card, we’ve put together our best credit card picks over various categories. The best cash-back credit cards We've reviewed the best cash-back cards available today that we believe can offer maximum savings on the purchases you make most often. How to get the lowest mortgage rates Buying a house when interest rates are high requires an understanding of your mortgage options. Learn how to get the lowest mortgage rates in the current market. What is a home equity loan? Home equity loans are great options for homeowners who need a lump sum to cover value-building home improvements. Learn whether a home equity loan is a good fit. Best credit cards for gas With gas prices consistently climbing, see which cards can help you save the most at the pump. How to buy a house When you're ready to buy a home, you'll shop for mortgage lenders, get preapproval letters, and choose a real estate agent. Learn how to buy a house in 2024. The best balance transfer credit cards We've put together a list of the top balance transfer cards that can help you pay down debt without immediately accruing more interest. More Personal Finance Resources Chase Freedom Unlimited vs. Freedom Flex: Cash-back cards with plenty of perks The Chase Freedom Unlimited and Freedom Flex cards have a lot in common, but their rewards categories set them apart. Citi Double Cash® Card review: Earn rewards for everyday purchases With a flat 2% cash-back rate and no annual fees, the Citi Double Cash Card could be a useful addition to your wallet. Top credit card offers for July 2024: Southwest welcome bonus, Free Night Awards, and more These are the top credit card offers and bonuses available right now. Aer Lingus Visa Signature Card review: Earn a lucrative welcome bonus and companion ticket Along with an 85,000-point welcome bonus, cardholders can earn a companion ticket each year. British Airways Visa Signature Card review: A valuable but complicated travel credit card Although British Airways credit card has plenty of solid perks, maximizing the card's value can be tricky. Can you add money to a CD? If you have a certificate of deposit and want to add to your balance, you might be wondering whether you can add money to a CD. Here's what you should know. Limited-time offers: Earn 5 Free Nights or 100,000 IHG points with these IHG credit cards The IHG One Rewards Premier Credit Card has the best-ever offer of 5 Free Nights, while the IHG One Rewards Traveler Credit Card offers up to 100,000 points. Earn 3 Free Night Awards from Marriott Bonvoy Business Earn three bonus Free Night Awards and elevate your business travel experience with the Marriott Bonvoy Business American Express Card. Cash-out refinance vs. HELOC: Which should you choose? A cash-out refinance and HELOC are two ways to tap your home equity, each with pros and cons. Find out which is better for your situation. Reflex Mastercard review: Increase your credit score as you improve your credit habits If you’re looking for a card to start your credit-building journey — or get it back on track — consider the Reflex Mastercard. 1 2 3 4 5 6 People also look for Is it a good time to buy a house? Compare high-yield savings accounts Best credit card sign-up bonuses Why are home prices so high? Best CD rates Best travel credit cards