liabilities
Debt is stressful.
Loan data
shouldn’t be.
Our clean data helps you make sense of what your customers owe from student loans to mortgages to credit cards.
![A screenshot featuring a user interface for a financial application. It shows a verified user profile for 'Pamela Ritchie' with an account number displayed. A code snippet titled 'Retrieve Liabilities response' with JSON format data is partially visible on the left side. On the right, a section labeled 'Dept. of Education' displays 'Current Loan Payment' for $232.42, an interest rate of 2.12%, and a 'Payment Status' marked as 'On Time'. The background has abstract blue and white design elements.](https://cdn.statically.io/img/images.ctfassets.net/ss5kfr270og3/7jY1hvxnNB2uhDmE09vFdG/b184adfa2c635b0bb4a7826bd5fffa5e/Group_1856066.png?fm=webp&w=1354&q=60)
See the whole picture
Easily understand your customer's debt
![A graphic showing a payment history interface. At the top, there's a user profile for 'Pamela Ritchie' with a green checkmark indicating a connected status to Gingham Bank. Below, three payment records are shown: 'Dept. of Education' with a payment of $232.42 dated 03/22/24, 'Gingham Bank' with a payment of $81.53 dated 02/17/24, and 'Twill Mortgages' with a payment of $2145.24 dated 02/02/24. Interest rates are displayed next to each amount.](https://cdn.statically.io/img/images.ctfassets.net/ss5kfr270og3/1alPpEXddoErL8ksr0BwYD/273c05331ba5cd5335aef132e95ce51f/Group_1856067.png?fm=webp&q=60&w=1100)
![A graphic showing a payment history interface. At the top, there's a user profile for 'Pamela Ritchie' with a green checkmark indicating a connected status to Gingham Bank. Below, three payment records are shown: 'Dept. of Education' with a payment of $232.42 dated 03/22/24, 'Gingham Bank' with a payment of $81.53 dated 02/17/24, and 'Twill Mortgages' with a payment of $2145.24 dated 02/02/24. Interest rates are displayed next to each amount.](https://cdn.statically.io/img/images.ctfassets.net/ss5kfr270og3/1alPpEXddoErL8ksr0BwYD/273c05331ba5cd5335aef132e95ce51f/Group_1856067.png?fm=webp&q=60&w=1100)
APRs, due dates, and balances
used to be hard to track. Now,
they’re all in one place.
Easily access credit card, mortgage, and student loan data from up to 98% of major institutions
See complete details including Annual Percentage Rates, terms, balances, payment history, and more
Keep up with interest-rate changes and new and existing loans with real-time updates
APRs, due dates, and balances
used to be hard to track. Now,
they’re all in one place.
Easily access credit card, mortgage, and student loan data from up to 98% of major institutions
See complete details including Annual Percentage Rates, terms, balances, payment history, and more
Keep up with interest-rate changes and new and existing loans with real-time updates
+200%
Changed increased their
number of paying customers
by 200% after using Plaid
5X
Savi’s customers connected their
loan data 5X better with Plaid
than with a previous provider
![A code editor displaying a JSON structure titled 'Retrieve Liabilities response'. It includes details of a student loan, such as account ID, account number, disbursement dates, expected payoff date, guarantor as 'Dept. of Education', interest rate, payment status, and loan name 'Direct Subsidized Stafford'. The data suggests a structured and detailed financial record.](https://cdn.statically.io/img/images.ctfassets.net/ss5kfr270og3/2T8Luzuyg3XXEZhcrEF8Yf/56ee5bf5bdcc3e584fe6ceecfdfd1642/transfer-authorization-create.png)
One API to verify debt and loan data
Our easy-to-use tools, from the latest webhooks to versioned API changes, are engineered to help you ship quickly while avoiding all the upkeep.
View API docsStudent loans
Access student loan details including disbursement dates, expected payoff date, interest rates, next payment due date, remittance address and more.
Credit cards
Access credit card details including Annual Percentage Rates (APRs), credit limit, minimum payment amount, next payment due date, last statement issue date, and more.
Mortgages
Access mortgage details including loan number, original loan amount, interest rate, property address, escrow balance, last payment date, and more.
CUSTOMER STORIES
See who's using Liabilities to grow
Designed to work better together
Meet all the products for building a personal finance solution
![background brushstroke](https://cdn.statically.io/img/images.ctfassets.net/ss5kfr270og3/1S7dVr6rPmtXlYVvoEQk54/4d0ff91917a5678e799ab8507998f092/Desktop_Graphic.png)