BEACON
The anti-fraud network
Stop the chain reaction and prevent fraud from proliferating across apps
![faces and checkmarks and warning signs and test flasks](https://cdn.statically.io/img/images.ctfassets.net/ss5kfr270og3/7CUthacij8VXUu57nOdXdd/e1839f550c4dfe7bf42bddcbafa70053/beacon_card2.png?fm=webp&w=800&q=60)
Break the chain reaction
Alone, it’s impossible to stop a stolen identity from being used over and over, from platform to platform
![concentric circles with plaid logo in the center and face at the top](https://cdn.statically.io/img/images.ctfassets.net/ss5kfr270og3/1y6Ik9ApNTlGHWT8CMV2FA/6df4f56d9a1d1b2d6651df27b5debc10/beacon_card1.png?fm=webp&w=800&q=60)
Strengthen fraud defenses
Understand the fraud risk of your Plaid-linked bank accounts
![name cards with x's in boxes and SSN card](https://cdn.statically.io/img/images.ctfassets.net/ss5kfr270og3/2QITklAxh5095yZbRc1p76/4f705195a0778be0fff5d6fae67cc7ce/beacon_card3.png?fm=webp&w=800&q=60)
Report fraud, stop fraud
Report fraud and query against other reports made to Beacon to stop repeat fraud.
![different faces and reports that the PII has been associated with different kinds of identity fraud](https://cdn.statically.io/img/images.ctfassets.net/ss5kfr270og3/4VqbQAP0JMWJg8xXypcWps/edff41f8a8825919640eda600c329057/Report.png)
Defraud, meet defense
Plaid brings necessary network scale and expertise to help you safeguard against stolen and synthetic identities and account takeover threats. Inform Plaid Beacon of fraudulent actors, and query Beacon as to whether the identity data is associated with fraud elsewhere. Tap into insights from the Plaid network to analyze your Plaid-linked bank accounts for unique fraud indicators and help prevent fraud before it happens. Beacon is now available for the thousands of Plaid powered fintech apps and services to opt-in to.
Reported as fraudulent
Understand if an identity is associated with stolen ID, synthetic, or account takeover fraud
Number of fraud reports
See how many fraud reports are associated with identity data like name, phone number, SSN, and address
Who reported
Review the industry of the organization which made a report and when the report was made
Utilize bank account insights
Beacon provides 40+ attributes about your Plaid-linked accounts, including factors like: account age and status, number of connected apps via Plaid, frequency of account connections and related IP addresses, and identity changes to the account
![girl's face with personal identification and whether it is found or not](https://cdn.statically.io/img/images.ctfassets.net/ss5kfr270og3/24lZNC6airlknxHsgRhULo/8535140b79ca5fc7d3a5e9053af47bc3/Secure.png?fm=webp&q=60&w=1340)
Secure and encrypted from end-to-end
All data that is reported to Beacon is aggregated and encrypted to protect sensitive identity information. Beacon never shares personally identifiable information (PII) or identity data with customers.
Secure and encrypted from end-to-end
All data that is reported to Beacon is aggregated and encrypted to protect sensitive identity information. Beacon never shares personally identifiable information (PII) or identity data with customers.
![girl's face with personal identification and whether it is found or not](https://cdn.statically.io/img/images.ctfassets.net/ss5kfr270og3/24lZNC6airlknxHsgRhULo/8535140b79ca5fc7d3a5e9053af47bc3/Secure.png?fm=webp&q=60&w=1340)
![checkmark with message that customer has been added to user Blocklist](https://cdn.statically.io/img/images.ctfassets.net/ss5kfr270og3/e9tYrVP4zFLpbowWwyVOD/1dba13f87616dbc1b691556ea57b6159/Blocked.png)
Protect identities from abuse and theft
Beacon helps detect data associated with stolen identity, synthetic, or account takeover fraud.
Screen identity data and receive matches based on previous reports shared with Beacon
Automatically generate internal blocklists when you report fraud to stop repeat first party fraud and duplicate signup attempts on your platform
Create custom Beacon programs to screen against internal blocklists or the entire network
![cell phone with woman's id being captured next to beacon overview with woman's name and personal information](https://cdn.statically.io/img/images.ctfassets.net/ss5kfr270og3/1U3z6qROaT2bvIHI6hS3lq/b7d2c8b8dcb519d818dee9e75519017d/beacon_overview.png?fm=webp&q=60&w=1340)
Stronger with Plaid Identity Verification
Pair Beacon with Identity Verification to block bad actors from your platform.
Learn moreStronger with Plaid Identity Verification
Pair Beacon with Identity Verification to block bad actors from your platform.
Learn more![cell phone with woman's id being captured next to beacon overview with woman's name and personal information](https://cdn.statically.io/img/images.ctfassets.net/ss5kfr270og3/1U3z6qROaT2bvIHI6hS3lq/b7d2c8b8dcb519d818dee9e75519017d/beacon_overview.png?fm=webp&q=60&w=1340)
Why Plaid Beacon
![connected network with a padlock](https://cdn.statically.io/img/images.ctfassets.net/ss5kfr270og3/2uSyT1aIhe4BITtOlJCImM/924f80908aa2e4f488fd098d153ecee2/beacon_card1b.png?fm=webp&w=800&q=60)
Unifying the ecosystem
Beacon is available to 8,000+ Plaid-powered fintechs and financial institutions of all sizes. No organization is excluded.
![woman's face and name with padlock and green checkmarks for testing and security](https://cdn.statically.io/img/images.ctfassets.net/ss5kfr270og3/XkEpxvORdTOvM1YEHai9b/6f34d1b30b59636a26ee1e5a02487b67/beacon_card2b.png?fm=webp&w=800&q=60)
Protect consumers
Beacon helps to curb the abuse of stolen and manipulated identities. Help us create a safer digital finance ecosystem.
![plaid logo in the center of concentric circles with padlock and network on outer circle](https://cdn.statically.io/img/images.ctfassets.net/ss5kfr270og3/1CdmO8542Mp98YsKPIWJOA/aa79235c326be978694cfefed35a8817/beacon_card3b.png?fm=webp&w=800&q=60)
Growing and reliable
All members are required to report data on a continuous basis. Ongoing review of reports to increase precision and reliability.
Make reports to Beacon
![api code showing program id, client user id, and user info](https://cdn.statically.io/img/images.ctfassets.net/ss5kfr270og3/1UUT938m5kgIard320ERXw/56511fe3c00451c53dbaea2fb2a77195/card-code-white-border.png?fm=webp&w=1220&q=60)
API
Share fraud data programmatically via the API
![new fraud report shared with Beacon network with Stolen Identity selected](https://cdn.statically.io/img/images.ctfassets.net/ss5kfr270og3/11CoJg2TSGdlPWEAuLX5Qp/3ed5e6965fb7935854b141088f1ca802/card-dash-with_-white-border.png?fm=webp&w=1220&q=60)
Plaid dashboard
Make a fraud report via the Plaid dashboard
![background brushstroke](https://cdn.statically.io/img/images.ctfassets.net/ss5kfr270og3/1S7dVr6rPmtXlYVvoEQk54/4d0ff91917a5678e799ab8507998f092/Desktop_Graphic.png)