VP, Lending Analytics (Hybrid)

This position is part of Lending analytics team within the larger US Customer Analytics organization. Citi US Consumer Bank offers a suite of Unsecured Lending & deposit products to existing customers.

Role Description

Lending analytics team is responsible generating actionable insights develop marketing and targeting strategies to hit shared goals for US Consumer Unsecured Lending growth. The analyst will focus on the development of comprehensive strategy recommendations based on multiple factors such as in-depth customer insights (analytically derived); sound financial impact forecasting and thorough understanding of competitive landscape. Team collaborates with functional teams from Product, Marketing, Risk, and technology, customer experience departments to assess, develop and launch lending growth strategies.

Day to Day Responsibilities include:

• Creating omni-channel marketing and targeting strategies to hit shared goals for US Consumer lending
• Make data driven recommendations using statistical and non-statistical tools to develop targeting strategies – covering all channels, new to market and cross sell to existing cards and bank customers.
• Collaborate with functional teams from Product, Marketing, Risk, and technology
• Conduct financial analysis and forecasting for program recommendations
• Retrieve data and conduct data driven industry leading analytics utilizing various analytical tools, software, and techniques.
• Utilize statistical and segmentation tools to develop targeting strategies
• Understand all the drivers of financials and the underlying consumer behaviors that drive those financials. Be able to articulate these to cross functional partners.
• Support the execution priorities of Lending analytics team
• Manage multiple projects simultaneously through effective project management. Create, update, and track project plans for multiple deliverable
• Design tests and learn agenda with business partners & identify marketing efficiency improvement opportunities
• Cross functional leadership (communication and influencing) to drive towards common goal
• The incumbent will leverage industry best practices, navigate and leverage internal relationships and become the key point of contact to ensure delivery and adoption
• Ensure robust quantity control in the analytical processes
  
  

Expertise Required:

Soft Skills

• Intellectually curious, consistently seeking and developing new opportunities
• Working in cross functional teams
• Comfort on working with ambiguity and open-ended questions
• Strong process/project management skills
  
  

Analytical Skills

• Strong logical reasoning ability
• Excellent analytical, technical and/or statistical skills with proven ability to translate large volumes of data
• Experience in usage of different analytical techniques, like segmentation, predictive modeling, time series forecasting, hypothesis testing, optimization etc.
• Established competency in working with data from multiple sources
• Ability to link technical/ analytical solutions to business problems
  
  

Domain Skills (Preferred)

• (Required) Experience in financial services
• (Preferred) Experience in installment loan products
  
  

Education and Experience:

• (Preferred) Post Graduate in – Computer Science, Mathematics, Operations Research, Statistics, Econometrics, Management Science and related fields
• 6-10 years of experience in business analytics
• (Required) Working knowledge of technical skills: Python, Hadoop, Hive
• (preferred) Working knowledge on digital data
  
  

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

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Job Family Group:

Decision Management

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Job Family:

Business Analysis

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Time Type:

Full time

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Primary Location:

New York New York United States

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Primary Location Full Time Salary Range:

$142,320.00 - $213,480.00

In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

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Anticipated Posting Close Date:

Jun 07, 2024

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Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

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