What are the most common benefit questions, and how can you answer them like a pro?

2 Retirement savings

Retirement savings are another key benefit that can help you secure your financial future. You should ask about the type, amount, and vesting schedule of your employer's contribution to your retirement plan, such as a 401(k) or a pension. You should also ask about the investment options, fees, and withdrawal rules for your plan. To answer retirement savings questions, you should have a clear idea of your retirement goals, risk tolerance, and expected income, and use online tools or calculators to estimate your retirement savings.

3 Paid time off

Paid time off (PTO) is a benefit that allows you to take time off from work for vacation, sick leave, personal days, or other reasons. You should ask about the number, accrual, rollover, and payout of your PTO days, as well as the company's policies and culture around taking time off. You should also ask about other types of leave, such as parental, bereavement, or sabbatical leave. To answer PTO questions, you should think about your work-life balance, travel plans, family obligations, and personal interests, and use online tools or calculators to compare the value of different PTO packages.

4 Professional development

Professional development is a benefit that helps you improve your skills, knowledge, and career prospects. You should ask about the opportunities, resources, and support that your employer offers for your professional growth, such as training, coaching, mentoring, tuition reimbursement, or certification. You should also ask about the expectations, goals, and feedback mechanisms for your performance and development. To answer professional development questions, you should assess your current and desired skills, interests, and career path, and use online tools or calculators to measure the return on investment of different professional development options.

5 Perks and extras

Perks and extras are benefits that enhance your work experience and well-being, such as flexible work arrangements, wellness programs, employee discounts, or free snacks. You should ask about the availability, eligibility, and terms of these benefits, as well as how they are valued and taxed by your employer. You should also ask about the impact of these benefits on your work culture and satisfaction. To answer perks and extras questions, you should consider your personal needs, preferences, and values, and use online tools or calculators to compare the worth of different perks and extras.

Benefits are a crucial part of your salary negotiation, and you should be prepared to ask and answer questions about them. By doing your homework, using online tools, and communicating your value and goals, you can negotiate a benefits package that suits you best.

6 Here’s what else to consider

This is a space to share examples, stories, or insights that don’t fit into any of the previous sections. What else would you like to add?